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The Andersen Team


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Adjustable Rate Mortgage

This is a type of mortgage loan in which the interest rate may change periodically. This type of mortgage can be a good option to consider if you plan to own your home for only a few years, if you expect an increase in future earnings, or if the prevailing interest rate for a fixed mortgage is too high.

FHA Loans

FHA loans are insured by the Federal Housing Administration, which means that if you default on your mortgage payments, the federal government will step in and help repay the lender. This makes FHA loans a popular choice for first-time home buyers and those who may not have access to a large down payment.


A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). If you are a veteran, or you are married to a veteran, then you may be eligible for a VA loan.

Jumbo Loans

Jumbo loans are mortgages that are larger than the conforming loan limit, which is $548,250 as of 2021. Rates on these loans tend to be a bit higher because lenders generally have a higher risk when it comes to lending such a large sum of money.

The Home Affordable Refinance Program

HARP is a government program that was designed to help homeowners who are struggling to make their mortgage payments. If you are currently underwater on your mortgage or close to it, then you may be able to refinance your loan through the HARP program.

Apply to Our Loan Programs

Here’s how our home loan process works:

Complete our simple loan qualification process.

Receive options based on your unique criteria and scenario.


Compare mortgage interest rates and terms and choose the offer that best fits your needs.

Get Your FREE Pre-Approval Letter Now!


(708) 261-2665




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Chicago, IL 60614

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